We are happy to offer our customers the option the pay in instalments using Shop Pay. You will see the option on our product pages and also at the checkout. 

What is Shop Pay? 

Shop Pay is an accelerated and safe checkout that lets customers save their email address, credit card, and shipping and billing information. This can save  time when you check out, especially if you've already opted in to Shop Pay on any other stores that accept Shop Pay instalments.

And since we believe in Shop Pay, we are giving our customers more flexibility at the checkout by letting them pay in 4 interest-free payments or monthly instalments of up to 12 months. 

How do Shop Pay work?

Pay in 4

• Customers pay 4 interest-free payments every 2 weeks
• No hidden or late fees for customer
• No impact on customers' credit scores
• Customers can split purchases for orders between $50.00 USD and $999.99 USD

Pay monthly

• Customers pay monthly installments up to 12 months
• No hidden or late fees for customer
• No impact on customers' credit scores to apply
• Customers can split purchases for orders between $150.00 USD and $17,500.00 USD 

Eligibility requirements and credit score

You must be over 18, reside in the US, and pay in USD to use Shop Pay Installments.

Your credit scores aren't impacted if your purchase is split into 4 bi-weekly payments using Shop Pay Installments.

Note: To use Shop Pay Installments, you need a US shipping address.

Fees or penalties

For purchases split into 4 bi-weekly payments, there are no additional charges or interest rates applied. Purchases split into monthly payments may be subject to interest.

You can pay your balance off early without penalty.

There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.

To pay in installments with Shop Pay on an Eligible Shop Pay Site, you need to meet the following requirements:

1. Reside in the United States.
2. Sign up for Shop Pay.
3. Add your debit or credit card to your Shop Pay account.
4. Sign up for Affirm to confirm your eligibility.

The following limitations currently apply to paying in installments with Shop Pay

1. Existing Affirm account holders aren't eligible to pay in installments with Shop Pay.
2. Orders that include gift cards are excluded from paying in installments with Shop Pay.
3. To qualify, orders need to be between $50 and $17,500 USD, inclusive of shipping and taxes.
4. If you change your phone number within Shop Pay, then you also need to update your information with Affirm before you can pay for another purchase in installments with Shop Pay.
5. You can't use a Capital One credit card to make Shop Pay Installment payments.